Merchant Cash Advance

A Merchant Cash Advance from Phoenix Advance offers quick access to capital based on your future sales. This flexible funding solution helps small businesses manage cash flow, cover unexpected expenses, and seize new opportunities without the need for traditional loans.

By providing immediate funds, our Merchant Cash Advance ensures that your business can navigate financial challenges and capitalize on growth opportunities. With straightforward repayment terms tied to your sales, it’s a seamless way to get the financing you need without the lengthy process of traditional loans.

Empowering Small Businesses with Quick and Flexible Financing

Our Merchant Cash Advance provides an alternative to conventional financing, allowing businesses to receive funds quickly and repay them through a percentage of future sales.

This ensures that your repayments align with your revenue, providing flexibility and ease. Whether you are dealing with seasonal fluctuations, unexpected repairs, or investing in marketing, our Merchant Cash Advance is designed to meet your financial needs promptly. By partnering with Phoenix Advance, you can focus on driving your business forward while we take care of your funding requirements.

Apply online for a Merchant Cash Advance and get the flexible funding you need to thrive.

Fast and Simple Application Process

How It Works

1. Apply Online: Complete our secure online application with basic business information.

2. Get Approved: Receive approval and funding offers within hours.

3. Receive Funds: Access the capital you need quickly, often within the same business day.

4. Repay Through Sales: Repay the advance through a percentage of your future sales, aligning repayments with your cash flow.

Benefits of a Merchant Cash Advance

• Quick Access to Funds: Get the capital you need fast, often within 24 hours.

• Flexible Repayments: Repay through a percentage of future sales, ensuring repayments are manageable.

• No Collateral Required: Obtain funding without putting up assets as collateral.

• Boost Cash Flow: Improve your business's cash flow and manage expenses effectively.

• Support Growth: Invest in new opportunities, expand operations, and drive business growth.

Eligibility Requirements

• Time in Business: Minimum of 6 months

• Monthly Revenue: At least $5,000 in monthly sales

• Business Account: Active business checking account

Why Choose Phoenix Advance?

At Phoenix Advance, we are dedicated to supporting small businesses with flexible and reliable financial solutions. Our Merchant Cash Advance is designed to help you manage cash flow, invest in growth, and navigate financial challenges with confidence.

Quick Access to Capital

We helped a retail business owner secure a Merchant Cash Advance, providing the necessary funds to purchase additional inventory and increase sales during the holiday season.

Flexible Repayment Options

A restaurant owner partnered with us to obtain a Merchant Cash Advance, allowing them to remodel their space and enhance the dining experience for their customers, with repayments aligned to their daily sales.

No Collateral Required

A small e-commerce business used our Merchant Cash Advance to invest in marketing and advertising, driving increased traffic and sales without needing to provide collateral.